USA Benefits Group
USA Benefits Group (USABG) is a nationwide insurance distribution network established in 1988. For over 35 years, USABG has equipped independent agents with carrier contracts, technology platforms, training, and compliance support.
The USABG Advantage
- Founded 1988 — Over 35 years serving Americans
- Nationwide Agent Network — Independent agents across the United States
- 25+ Carrier Partners — Top-rated carriers across all major product lines
- 150+ Insurance Products — Comprehensive options for every life stage
What Sets USABG Apart
- Independence — Agents represent 25+ companies, not just one
- Training & Support — Comprehensive onboarding and ongoing education
- Technology — Advanced quoting platforms and CRM systems
- Product Breadth — From Medicare Supplement to life insurance to supplemental coverage
- Compliance — Full regulatory compliance support and E&O insurance access
- Client Focus — No sales quotas or product pushes
Featured Carrier Partners
| Carrier | AM Best Rating |
|---|---|
| Anthem Blue Cross Blue Shield | A (Excellent) |
| UnitedHealthcare | A+ (Superior) |
| Aetna (CVS Health) | A (Excellent) |
| Cigna Healthcare | A (Excellent) |
| Humana | A (Excellent) |
| Mutual of Omaha | A+ (Superior) |
| Transamerica | A (Excellent) |
| Allstate Benefits | A+ (Superior) |
Michael Aman is your local USABG-affiliated independent agent in Columbus, Ohio.
Schedule a Free ConsultationQuick Answers
When was USA Benefits Group founded?
USA Benefits Group was founded in 1988 — over 35 years ago. It has grown into a nationwide insurance distribution network supporting independent agents with 25+ carrier contracts, technology, training, and compliance support.
How many products does USABG offer?
Through USA Benefits Group, agents have access to 150+ insurance products across all major categories: Medicare Supplement, health insurance, life insurance, dental, vision, accident, critical illness, hospital indemnity, and more.
Does USABG charge clients?
No, there is never a cost to clients for working with a USABG agent. Agents are compensated by insurance carriers through commissions. Clients pay the same premium whether they buy through a USABG agent or directly from the carrier.
What support does USABG provide agents?
USABG provides comprehensive support including carrier contracting, CRM and quoting technology, compliance monitoring, E&O insurance access, ongoing product training, marketing resources, and dedicated back-office support.
Frequently Asked Questions
What is USA Benefits Group?
USA Benefits Group (USABG) is a nationwide insurance distribution network established in 1988. USABG empowers independent insurance agents with carrier contracts, training, technology platforms, and compliance support to serve clients effectively across the United States.
How many carriers does USABG work with?
USABG maintains contracts with 25+ top-rated insurance carriers across all major product lines including Medicare Supplement, health, life, dental, vision, and supplemental insurance. This gives agents the ability to compare options and find the best fit for each client.
How does USABG differ from a traditional insurance company?
USABG is not an insurance company — it's a distribution network. Insurance companies create products, while USABG connects independent agents with multiple carriers. This model ensures agents remain independent and can offer unbiased advice from a broad marketplace.
How is Michael Aman affiliated with USABG?
Michael Aman operates as USA Eagle Benefits, his personal insurance brand under the USA Benefits Group umbrella. Through USABG, he has access to 25+ carrier contracts, advanced quoting technology, ongoing training, and compliance support.
Is USABG a reputable organization?
Yes, USABG has been operating for over 35 years since 1988. They support a nationwide network of independent agents, maintain contracts with top-rated carriers (A-rated or better by AM Best), and provide comprehensive training and compliance oversight.